First United Bank & Trust
  • Washington Co., MD, Frederick Co., MD & Berkeley Co., WV area branches will be closed today.
  • Garrett & Allegany Co., MD along with Mineral, Monongalia & Harrison Co., WV area branches will close at 2 p.m. today.

Our doors are more open than ever.
Visit us at Emerald Pointe, our newest Community Office 

Emerald PointeTeam Photo


We believe in Hagerstown.

We believe in the people, families and businesses that live and serve here. It’s why we have opened another branch in this community, making it the fourth to open in Washington County and the third in Hagerstown. 

  • We’re open to this community.

    We’re passionate about partnering with you and guiding you during some of the most important financial decisions you’ll ever make. Hagerstown is our home, and we want the best for it—and for you. 
  • We’re open to experience.

    For more than a century, we’ve been uniting our strengths under a shared mission to serve. It’s how we’re able to anticipate your challenges, help you realize more opportunities and provide a banking experience like no other. 
  • We’re open to innovation.

    Check out our interactive branch design. Ask us about our universal banker approach. Our inventive spirit and ambitious nature mean we always have our eye on the future. It’s how we lead community forward. 
  • We’re open to technology.

    We use the very best in technology to make banking faster, easier, safer and more convenient. We take extra measures to protect your information and to be there for you wherever you are, whenever you need. 

Emerald Pointe Community Office

View All Locations

19405 Emerald Square, Suite 1000
Hagerstown, MD 21742


301-745-8801 (fax)

Lobby Banking Hours:

Monday - Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - 12:00 noon

Drive-up Banking Hours:

Monday - Friday: 8:30 a.m. - 6 p.m.

Saturday: 8:30 a.m. - 12:00 noon


About Our Branch

The Emerald Pointe Community Office opened in 2018 and offers a full service banking lobby, an ATM and two drive-up banking lanes.

  • Official Checks - Stop in any First United location to purchase your official checks.
  • Night Drop - All of our offices come equipped with convenient night depositories.
  • Wire Transfers - Send money fast using our wire services.
  • Loans - Check out both our personal and business lending solutions.
  • Notary Services - Many of our associates are certified notaries and can help you to certify your documents.

Our Banking Team

Gordon Cooley

Gordon Cooley

Market President


Kendra Peacher

Kendra Peacher

Community Relationship Manager


NMLS #360395

Melissa Weaver

Melissa Weaver

Senior Relationship Advisor


NMLS #1342347

Jennifer Jones

Jennifer Jones

Vice President & Senior Wealth Advisor - Team Leader


Shane Small

Shane Small

Senior Wealth Advisor


Charlie Startzman

Charlie Startzman

Residential Loan Originator


NMLS #1798174

Merv Yoder

Merv Yoder

Commercial Relationship Manager



Weather Related Closures

February 20, 2019 - Due to the extremely cold weather conditions, some of our Community Offices have modified hours:

Please watch for more updates, as poor weather conditions contiune to effect the areas we serve.  Explore our Digital Banking tools to help manage some of your immediate needs.