First United Bank & Trust
  • Washington Co., MD, Frederick Co., MD & Berkeley Co., WV area branches will be closed today.
  • Garrett & Allegany Co., MD along with Mineral, Monongalia & Harrison Co., WV area branches will close at 2 p.m. today.

Falling Waters Community Office

View All Locations

8919 Williamsport Pike
Falling Waters, WV 25419

Mailing Address:
P.O. Box 1180
Falling Waters, WV 25419


304-274-3709 (Fax)

Lobby Banking Hours:

Monday - Thursday: 9 a.m. - 4 p.m.

Friday: 9 a.m. - 5 p.m.

Saturday: 9 a.m. - 12:00 noon

Drive-up Banking Hours:

Monday - Friday: 8:30 a.m. - 6 p.m.

Saturday: 9 a.m. - 12:00 noon


About Our Branch

The Falling Waters Community Office opened in 2003 and offers a full service banking lobby, an ATM and two drive-up banking lanes.

  • Official Checks Stop in any location to purchase your official checks.
  • Night Drop All of our offices come equipped with convenient night depositories.
  • Wire Transfers Send money fast using our wire services.
  • Loans Check out both our personal and business lending solutions.
  • Safe Box Safe deposit boxes starting as low as $5 per month.
  • Notary Services Many of our associates are certified notaries and can help you to certify your documents.

Our Banking Team

Denise Phelps

Denise Phelps

Market President


Frankie McIntyre

Frankie McIntyre

Community Relationship Manager


NMLS #622114

Laurie Skal

Laurie Skal

Senior Relationship Advisor


Matt Kradel

Matt Kradel

Wealth Advisor


Jessica Leonard

Jessica Leonard

Residential Loan Offier


NMLS #1578343

Merv Yoder

Merv Yoder

Commercial Relationship Manager



Weather Related Closures

February 20, 2019 - Due to the extremely cold weather conditions, some of our Community Offices have modified hours:

Please watch for more updates, as poor weather conditions contiune to effect the areas we serve.  Explore our Digital Banking tools to help manage some of your immediate needs.