ResubmitIt® Check Recovery

Accepting checks from your customers is necessary, but it can be risky. Around 1-3% of checks “bounce.” And when using traditional collection methods, businesses only recover about 40% of funds from checks that have been returned due to non-sufficient funds (NSF). Instead of returning NSF checks to you for collection, My Bank automatically sends them to the Re$ubmitIt® check processing center, where eligible checks are re-presented electronically and discreetly to the check writer’s bank account. Historically, Re$ubmitIt® collects 70–75% of these checks. Once the funds are collected, you get the full face value of the check, which is automatically deposited into your bank account weekly.

  • This service is provided free of charge
  • Get 100% of the face value of all checks collected
  • No set-up fees
  • No equipment to buy or lease
  • Significantly reduces collection costs
  • 24/7 access to an online tracking system


Learn more and view the terms of service. Download the ResubmitIt Welcome Guide.

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Security Notice – Browser Updates May Be Required To Use Online Banking Solutions

As an ongoing security and protection for your finances, First United deploys and keeps up-to-date many layers of security and encryption protocols to protect your confidential information. Many modern internet browsers support these advanced encryption techniques, however, some older browsers do not. Please note that, beginning May 21st, customers using the unsupported Microsoft Windows XP® and Windows Vista® with Internet Explorer (IE) 6 or 8, will be unable to use our digital solutions and must upgrade to a newer supported version of Internet Explorer, Google Chrome™, or Mozilla Firefox® instead.

Additionally, some end customers using Internet Explorer 10 (IE10) or lower may receive a message from their browser about updating their browser security settings to TLS 1.1 or 1.2. These end customers should enable these protocols on the Advanced tab in IE via Tools > Internet Options to continue accessing digital finance solutions or upgrade to a newer supported version of Internet Explorer.

If you have questions, please contact our Customer Care Center at 1-888-692-2654.