My Elite Business Checking

Even with higher volumes, my bank gives you the ability to avoid monthly fees with this powerful business checking solution. My Elite Business Checking is loaded with great features and, of course, it's backed by a dedicated team of First United business bankers.

  • 400 free items (debits and credits) per month
  • Additional items are only $0.39
  • Free notary service
  • Free cashiers checks/official checks
  • Free paper statements with check images
  • Free telephone banking
  • No fees for point-of-sale transactions
  • No fees on withdrawals from select ATMs worldwide
  • $32.99 monthly maintenance fee
  • Maintenance fee is waived with a $5,000 average monthly checking balance or $150,000 in combined commercial loans and deposits

With Elite Business Checking, you'll also get these special bonuses:

  • No treasury management services set-up fee, a $136 value
  • $50 discount on your first order of checks
  • $100 discount on commercial loan fees
  • $10 discount on stop payment charges
  • No fee for domestic wires
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Additional Features and Services


Business Internet Banking – Execute all sorts of banking transactions without having to leave your home or office. It’s easy and secure.


Business Mobile Banking – On the run? You can access account balances, transfer funds and even pay bills using our mobile app.


Mobile Deposit – Just snap a picture of your deposit with your smartphone, press a few buttons, and you’ve completed your banking for the day.


VISA® check card – Earn reward points without accumulating debt with the card that links to your business checking account.


Free Telephone Banking – Regardless of where you are or the time of day, we are just a phone call away to answer your banking needs.


Free eStatements – This faster and safer way to receive statements allows you to enjoy a more streamlined approach to organizing your banking records.

"My bank means professionalism. It means the personalized touch that you get. I have a contact person that I can call, they understand all of my accounts. I get help ASAP which as a business person you have to have." -Kathy Shaffer, Shaffer Ford Sales



Some customers have reported receiving text message alerts, stating that their debit card has been "blocked" and that they need to reply to the text message with their full debit card number. This is a phishing attempt and you should never enter your card information or any other private personal information into a text message or email.

Please know that First United will never ask you for confidential or private information through text, email or social media channels. If you are ever unsure about a communication from the Bank, please contact our Customer Care Center directly at 1-888-692-2654.