Once your business is set up with a 401k program through First United, your employees can make pre-tax contributions to their very own retirement account. Employers can match a percentage of those contributions to help them grow even faster.

  • Employee is the primary contributor, and employer can match a percentage
  • Employees can contribute up to $18,000 per year (or $24,000 if over the age of 50)
  • You can match up to 25% of the employees pay up to $53,000 (or $59,000 if over the age of 50)
  • Employees will pay a 10% penalty on funds withdrawn before the age of 59 ½
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Some customers have reported receiving text message alerts, stating that their debit card has been "blocked" and that they need to reply to the text message with their full debit card number. This is a phishing attempt and you should never enter your card information or any other private personal information into a text message or email.

Please know that First United will never ask you for confidential or private information through text, email or social media channels. If you are ever unsure about a communication from the Bank, please contact our Customer Care Center directly at 1-888-692-2654.