First United Bank & Trust


An Individual Retirement Account or IRA gives you the opportunity to set aside money for retirement now. In a traditional IRA, you don’t pay taxes until the money is withdrawn at retirement age. Talk to a First United retirement specialist for more details.

  • Make pre-tax contributions now that may be tax-deductible*
  • Your balance grows tax-deferred
  • Only pay taxes upon disbursement
  • Invest your balance in mutual funds or other investment vehicles
  • Annual contribution limits may apply
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*Consult your tax advisor. Some retirement options are not FDIC insured, are not insured by any government agency, and may involve investment risk including possible loss of value.


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If you have questions, please contact our Customer Care Center at 1-888-692-2654.