Moving Checklist: Budgeting for Your Next Move

Moving is stressful, no doubt about it. To ensure your next move goes as smoothly as possible, it’s helpful to create a budget—and stick to it. With your finances under control, you can focus your attention on getting to your new place as quickly as possible and settling in.

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How to Build an Emergency Fund

Having an emergency fund can save you from having to borrow money or use credit cards if an unexpected expense arises. But according to the Federal Reserve, four out of 10 Americans do not have the savings to cover a $400 emergency.

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Jennifer Kreighbaum Earns the CAFP Designation

Congratulations to Jennifer Kreighbaum, Assistant Compliance Officer & Community Reinvestment Officer, on earning the Certified Anti-Money Laundering and Fraud Professional (CAFP) designation! This designation demonstrates a person’s ability to assess,...

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Full Service Office Now Open at Emerald Pointe

 Hagerstown, MD - First United Bank & Trust has announced the opening of a new, and much anticipated, community office at 19405 Emerald Square, Suite 1000 in Hagerstown, Maryland. First United Bank & Trust has been a member of the Washington County community...

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What should people know when planning for retirement?

The enormity of the task that is saving for retirement is often seen as a daunting one by even the most financially organized workers. They will likely need to save into the hundreds of thousands of dollars over the course of decades, and anyone who has suffered...

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When millennials should start saving for retirement

When it comes to retirement planning, the general rule is that you can never have enough savings. Certainly, financial advisors would say that they'd rather see their clients save more than they might have expected to need, rather than finding out too late that...

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Are you saving enough for retirement?

In recent years, a large and growing number of baby boomers has reached retirement age, and a majority are choosing to stop working. But younger Americans these days seem to be less certain that this kind of option is even going to be available to them when they...

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Small business owners continue to see reason for optimism

While many polls over the course of the year illustrate how optimistic small business owners across the country may be about their chances for future success, one of the truest measures of this anecdotal data comes in the form of how they move financially.

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How to manage your business debt

If you borrow money, you’re going to have to pay it all back eventually. Learning how to manage your finances from the start will ensure you don’t fall further into debt.

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How to price your products

To counteract all the payments you’ll have, you’ll need to set price points that are low enough to not drive potential customers away but high enough to turn a profit.

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Protecting yourself from fraud

In today’s technological world, all of our information is stored online or on a card. By taking proper precautions, you can protect yourself from fraud.

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4 financial mistakes for small business owners to avoid

First-time small business owners shouldn’t be expected to be experts in financial planning. If everyone who began a new venture had a thorough understanding of their finances, the success rate for neophyte businesses would probably be much higher.

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How to price your products to sell

Few things are as important to a small business as the prices of the products and services. With the right numbers, sales and customers could start to increase – and finding that sweet spot should be one of your primary goals.

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Financial tips to get your startup on solid ground

As an entrepreneur, you likely have a goal of creating a successful, prosperous small business. However, you may be concerned about giving it a shot, either because you’ve done it before or you aren’t confident of the many important steps along the way.

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NFIB: Small business optimism starts to climb

Recent history hasn’t been too friendly to small businesses across the country. While the economy has been tough – and consumers have been hesitant to spend their hard-earned cash – conditions have started to improve.

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How a small business can cut costs

A number of small businesses have a hard time achieving success in today’s economy, especially as consumers are more hesitant to spend and conditions are below peak levels.

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Simple tips to improve sales in today’s economy

Over the past several years, the U.S. economy has struggled to gain any sort of momentum. Since the Great Recession, consumer confidence has been low, and as a result many companies across the country have struggled to boost sales and connect with customers.

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4 cash-saving tips for a small business

Without a firm understanding of budgeting and accounting, the entire small business might wind up in some serious trouble. So, it is up to the owner to make sure he or she understands all the important details.

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