Companies could enjoy long-term success if they choose the right bank
Your company wants the best possible support from its bank.
Three mobile banking tips for business owners
In today’s rapidly changing economic climate, business officials should consider a wide range of options to boost their profits, including mobile banking.
Develop an effective financial plan
Today’s challenging economic marketplace makes it more important than ever before for company officials to make smart decisions. In fact, many business administrators are considering myriad options, including the benefits of developing a financial plan.
How should small business operators approach banking?
Small business operators often have limited resources, which may restrict their choices when it comes to investing in their firms. However, business professionals should evaluate their options in advance before selecting a financial institution to help them achieve their long-term goals.
Make better money decisions with personal finance software
Here’s a look at what software can do to help you manage your money.
Health insurance tax may prove troublesome for small businesses
For owners of small businesses, every employee comes at an enormous expense. Paying salaries and providing benefits is only one piece of the puzzle – new legislation is constantly coming along that threatens to disrupt entrepreneurs’ business banking status quo.
Young adults need financial guidance more than anyone
While people of every age and income level can benefit from some financial guidance, young adults are especially in need. Managing money is often toughest for young Americans – they’re frequently earning lower incomes, dealing with expenses like student loan payments and struggling with their lack of experience with financial matters.
Small business owners must choose banks wisely
One of the most important decisions the owner of a small enterprise can make is choosing a bank. Every financial institution is different, and it can be difficult for entrepreneurs to find the right one to handle all their business banking needs.
Middle class struggles to find sound financial advice
Managing finances is a difficult endeavor for middle-class Americans, but here are a few tips on how to be wise with your money.
Tips for Small Business Owner from the ABA
"Now that the 2012 tax season is in the rear-view mirror, it’s a good time for small business owners to reassess their company’s financial health and their relationship with their bank. The American Bankers Association offers the following tips to help small business...
Hiring the right accounting help is vitally important
Every enterprise, no matter how small, needs to have a strong accountant – or team of accountants – to manage its finances.
Congress has the power to help the small business world in 2013
There are a few areas where Congress might be able to lend the small business world a helping hand in the near future. Here’s a glance at the ways Washington can help.
Proper invoicing skills are needed to keep the cash flowing
It should be obvious, but it’s a detail that far too many small business owners tend to overlook – if you want to make money, you need to make sure your clients pay you. Proper invoicing skills are needed to ensure that your business keeps the cash flowing in a timely manner.
Many small business owners still prefer to deal with local banks
A new study reveals that smaller enterprises are resisting the business banking trend that’s engulfed the rest of American companies, staying loyal to local branches rather than migrating to the titans.
Small businesses face financial difficulties of adjusting to Obamacare
Providing health insurance has emerged as arguably the greatest business banking challenge facing entrepreneurs today – with the 2010 passage of the Affordable Care Act, companies are now facing a federal mandate to provide insurance for their workers.
Small business lending climate beginning to show modest improvement
Small business banking has struggled mightily over the last two years, but we’re beginning to see signs that greater financial strength is around the corner. After ten quarters in a row of decline, bank loans to small businesses increased at the end of 2012, albeit only modestly, by 0.4 percent.
Small business owners and employees could benefit from healthcare education
Many small businesses look to make their employees’ lives a bit easier by providing free or low-cost health insurance, but unfortunately, it’s becoming increasingly common for business owners to lack clarity on the regulations governing healthcare, especially now as the Affordable Care Act has overhauled the way companies insure their employees.
Small business owners admit frustration with lawmakers in Washington
Small businesses are working tirelessly to grow from their modest beginnings, adding new jobs and gradually increasing productivity. But according to a new study, there is a lot of frustration with Washington in the small business world today, as many entrepreneurs believe the federal government has been an impediment to successful business banking.
A few tax tips for small business owners to heed this spring
There are a number of things small businesses can do to better handle the pressures of tax season. Here are a few financial tips to help you survive the wrath of the IRS this spring.
Saving for employees’ retirement is challenging but will ultimately pay off
Retirement saving is a tricky proposition – there are a number of pitfalls to be aware of, and no entrepreneur should begin allocating retirement funds without being absolutely sure of what he or she is getting into.
Small businesses slow to embrace digital advertising
According to the Boston Consulting Group, small businesses aren’t taking advantage of digital advertising opportunities quite as often as they say they are.
Small businesses maintain confidence in face of economic adversity
The United States is working its way out of the worst economic downturn in three generations, and that transition has been difficult for everyone involved. But there’s reason to believe that small businesses owners may be the most optimistic Americans entering 2013.
Businesses must develop mobile strategies in years ahead
For small businesses looking for more opportunities for growth in the years ahead, there’s one definite trend that can’t be overlooked – everyone is developing a mobile presence nowadays, and those who don’t are in serious danger of being left behind.
Small businesses need loans to find financial capital for growth
Recent survey data shows that lenders are not as generous as they used to be, which is troubling for Americans looking for a little business banking help to take off.
Small business owners using mobile devices in record numbers
Mobile devices are taking over the workplace. Nearly everyone is using them in the office.
Worried about tax season? Among small business owners, you’re not alone
Tax season is in full swing, and everyone from individual consumers to big corporations is concerned about how best to deal with the IRS this spring. But perhaps the most worried taxpayers are the ones in the middle – small business owners are really feeling the pinch this year.
Banks more likely than ever to accept small business loan applications
There’s good news for small business owners looking to pick up a little extra capital – big banks are accepting more of businesses’ loan requests, according to a new report.
Small business owners remain undeterred by sequester
Government agencies everywhere are being forced to tighten their belts, and those cuts will inevitably trickle down to the small business world soon enough.
Doing good is new big idea behind community bank marketing
Business banking organizations and other financial services are adding community enrichment to their repertoires through media image and applied activism in California.
Community bank success could rely heavily on commercial loans in U.S.
Markets in Colorado and Georgia are showing coordinating trends between growing rates in commercial loans and better community bank business as the U.S. emerges from the recent financial downturn.
Financial calculator skills benefit personal and professional success
A sound financial plan for short and long term goals is often attributed to a small business owner’s ability to apply financial calculator skills to company operations as well as retirement packages.
Military Saves Week helps soldiers reassess financial plan
Financial tips are touted all over the internet, in books and by friendly neighbors for average citizens looking to save, but what about financial investment advice for military personnel?
Experts say saving is their best financial investment advice
While making money work actively is beneficial to consumers, Suze Orman suggests that saving funds, although a business owner or private individual has to dig deep to make it work, can be the best approach for a future financial plan.
Community reserves are top choice for small business banking in NY
In the past several years, despite community banks’ comparatively low funds, more than half of small companies in the state have chosen to lend from smaller local banks.
A strong financial plan can make non-profit work most effective
Inc Magazine has financial tips for non-profit organizations that may seem unlike the cause-driven business’ nature: The news source insists that making money, often in ways one would not directly relate to altruism, is essential for these types of companies and the communities they impact.
Kentucky moves to make local business international commodity
Small businesses in Kentucky are getting a boost with financial investment advice and more from the state's Cabinet for Economic Development (CED) next month. The agency has hopes that local businesses will leave the "Kentucky: Here We Grow" seminar more able to market themselves far beyond the local community – one initiative is to help Kentucky's small businesses reach customers all over the globe.
Is mobile banking the future of financial management?
Last week, Wired Magazine covered the unveiling of a new mobile-only bank. This branchless institution has the industry wondering if exclusively mobile financial services are models for the future, which would be a huge change not just for business but for society as a whole.
Post-grads: Now is the time to save
Oprah Magazine regular and financial tips authority Suze Orman has one thing to say to post-graduates: "You absolutely must… save for retirement."
The basics of credit unions
Credit unions today are the unsung establishments of financial services.
Smart investing tips from your cat
If you don't own a cat, you might want to get one, and then move with it.
Tax season has come again
It's that time of year again, when HR management gets inundated with update, alteration and other requests for tax documents required for annual filings.
Making better money choices for security’s sake
The modern information landscape invites people to go online, share their most intimate thoughts, put up pictures of the places they go and what they do there, but this environment may not be a good one for a financial plan.
Financial services industry could see increased IT attention
Like many facets of the digital world, banking has taken to higher levels of access and applicability by moving to more modern infrastructure.
Investing insights for the future
There are a lot of concerns circulating about federal tax changes, global economic stability and the overall United States job market.
Upgrading existing financial services and solutions
Keeping up with modern trends, current market signs and formulating advertising strategies that apply to today’s customer desires requires economic insight and the most up-to-date software deployments.
Making use of safe online banking options
There’s been a lot of talk about whether the internet is a safe place to monitor bank balances or open an account.
Overcoming financial roadblocks with investment advice
There are a lot of good ideas out there about how to use money to the best advantage of those who have it.
Companies continue with preparations for impending fiscal cliff
There has been a lot of talk about what the projected fiscal cliff will mean for financial plans of both companies and consumers alike.
Start saving now is best advice for young people
The holiday season is fast approaching and parents are considering the kinds of gifts to put into their children’s stockings.
Start planning for the New Year now to avoid disaster
A strong financial plan needs to be maintained. If people establish a guideline and then walk away from it, there’s nothing to ensure that a strategy formulated in a time of economic succor will still be useful should the market fall flat.