First United Bank & Trust
  • Washington Co., MD, Frederick Co., MD & Berkeley Co., WV area branches will be closed today.
  • Garrett & Allegany Co., MD along with Mineral, Monongalia & Harrison Co., WV area branches will close at 2 p.m. today.

Interest Checking

This checking solution is made to offer you a basic, no frills checking account that earns interest on your balances.

  • Earn interest on your checking account balances
  • $2,500 minimum average balance to avoid $9 monthly service fee
  • $1 minimum to open account
  • Free eStatements* with Personal Internet Banking
  • Earn basic My Bank Rewards with most debit card purchases
  • Access surcharge free ATMs at all First United, MoneyPass and Sheetz ATMs
  • Simple access to Internet Banking or Mobile Banking
  • Unlimited check writing privileges
  • Your own personal Visa® debit card
  • Check Safekeeping*
Open Now
Contact Us Visit a Local Branch


Please download these account disclosures and save them for your records.

* Accounts can only be opened in the following states and/or districts: West Virginia, Maryland, Pennsylvania, Ohio, Virginia, District of Columbia. Accounts cannot be opened by individuals under the age of 18. Charge for Non-First United ATM usage is $3.49 per transaction. Please note that the debit card ordered with these accounts will be our standard debit card. To customize your order, please contact our Customer Care Center at 1-888-692-2654 upon completing your account process.


Weather Related Closures

February 20, 2019 - Due to the extremely cold weather conditions, some of our Community Offices have modified hours:

Please watch for more updates, as poor weather conditions contiune to effect the areas we serve.  Explore our Digital Banking tools to help manage some of your immediate needs.