Mortgage Loans

Mortgage lending is one of the best parts of being a local bank. We get to see your dreams come true every day, and we're thrilled to be a part of that process. Whether it's your first home, your dream home or any other piece of property, we can help you with local decisions and competitive financing.

Fixed Rate Mortgages

Lock in your interest for a steady payment for the life of the loan.

Adjustable Rate Mortgages

Enjoy a lower initial interest rate that can adjust up or down.

Loan Calculator Apply Now Access My Application View Rates
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Mortgage Loan Rates

Term / Type Rates (APR) As Low As * Payment Example
15 Year Fixed
3.125% Rate (3.368% APR)
The listed interest rate and APR are based on a loan amount of $100,000. The estimated monthly payment includes prepaid fees of $1,677 and is estimated at $697 for 180 monthly payments.
20 Year Fixed
3.625% Rate (3.816% APR)
The listed interest rate and APR are based on a loan amount of $100,000. The estimated monthly payment includes prepaid fees of $1,677 and is estimated at $587 for 240 monthly payments.
30 Year Fixed
3.875% Rate (4.014% APR)
The listed interest rate and APR are based on a loan amount of $100,000. The estimated monthly payment includes prepaid fees of $1,677 and is estimated at $471 for 360 monthly payments.
5/1 ARM
3.440% Rate (3.534% APR)
The listed interest rate and APR are based on a loan amount of $100,000. The estimated monthly payment includes prepaid fees of $1,677 and is estimated at a range of $446 and $769 for 360 months.
7/1 ARM
3.790% Rate (3.708% APR)
The listed interest rate and APR are based on a loan amount of $100,000. The estimated monthly payment includes prepaid fees of $1,677 and is estimated at a range of $466 and $771 for 360 months.
10/1 ARM
3.990% (3.895% APR)
The listed interest rate and APR are based on a loan amount of $100,000. The estimated monthly payment includes prepaid fees of $1,677 and is estimated at a range of $477 and $748 for 360 months.
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* Loans subject to credit approval. Mortgage loan approval subject to First United guidelines and program adjustments. Term for all ARM products is 30 years. Maximum Amount for all mortgage rates noted here is $417,000. The APR, interest rate and principal and interest payment for all ARM products are subject to increase and will change after the initial period due to market - driven changes in the index. Loan program, including the rate and APR may change without notice.

Rates updated as of 10/4/2017.

Mortgage Team

Tin Ly - Mortgage Originator

Tin Ly
(301) 393-4785
tly@mybank.com
Washington County, MD;
Berkeley County, WV & surrounding areas
NMLS 1090770

Searn Clark - Mortgage Originator

Sean Clark
(301) 668-1163
sclark@mybank.com
Frederick County, MD
& surrounding areas
NMLS 1039902

Cody Sustakoski - Mortgage Originator

Cody Sustakoski
(304) 291-9511

csustakoski@mybank.com
Monongalia County, WV
& surrounding areas
NMLS 1008868

Ken Witte - Mortgage Originator

Ken Witte
(301) 616-8381
kpwitte@mybank.com
Garrett County, MD
& surrounding areas
NMLS 527488

Travis Bohrer - Mortgage Originator

Travis Bohrer
(301) 722-2899
tbohrer@mybank.com
Allegany County, MD,
Mineral County, WV
& surrounding areas
NMLS 527491

Deane Foy - Mortgage Originator

Deane Foy
(301) 533-2254
dfoy@mybank.com
Garrett County, MD
& surrounding areas
NMLS 527487


NMLS Information

All First United mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Each licensed professional will be identified by their individual NMLS number below.

770565 - Vicki M Alexander
699754 - Nakisha Ceiytoi Aviles-Broadnax
1474241 - LaDonna Rae Kaczorowski
1093943 - Danelle L Baker
770549 - Victoria A Baker
1629282 - Rupal Vishal Bhatt
1579606 - Dionne L Bolyard
773921 - Sandra E Bell
500518 - Deborah K Bennett
1651102 - Kimberly Ann Betson
527491 - Travis Franklin Bohrer
682383 - Mary M Bond
1483907 - Maranda Burdock
770560 - Shannon Michelle Burker
1225966 - Laura Ann Capino
1580996 - Susan Renee Casteel
1039902 - Sean Patrick Clark
1579952 - Rebecca Collins
1668755 - Amber Marie McComas
682382 - Donna Jean Creegan
1579936 - Jessica Lynn DeWitt
1048766 - Leah Diehl
1579945 - Lori Durst
1198576 - Rachel L. Dye
770550 - Charles G Eichelberger
770562 - Nancy Hollis Eichelberger
527487 - Diane Deane Foy
682377 - Shelley D Friend
773922 - Carol Elizabeth Gibson
1517249 - Tina L Green
1579946 - Luther Groves
699758 - Tina Louise Haggerty
1102040 - Marshall Hammer
770561 - Patricia Ann Harrison
770548 - David N Hart
1606527 - Julie Carol Harvey
1579957 - Taylor Alexandra Hinebaugh
770544 - Sally A Horn
912750 - Scott A. Hostetler
1009261 - Maria Fernanda Jimenez
1579948 - Rebecca Lynn Jones
1570994 - Kristi Lynn Kaiser
682393 - Mark Allan Karcher
1579944 - Lisa Kinney
770559 - Michele Kirk Varner
520133 - Nada Marie Kisner
1578343 - Jessica L. Leonard
1629294 - Jennifer Lynn Lewis
1483853 - Ana Claire Long
682394 - Laura Christine Lowry
773920 - Susan Ann Lucas
1090770 - Tin Ly
1579958 - Carol McNair
682396 - Amy Louise Myers
1579949 - Sandra Anne Nichols
1579812 - Heather Nicole Wolf Paugh
802278 - John D Pearl
770545 - Catherine E Powell
1579591 - Christy L Price
1605794 - Crystal Jean Ray
1048763 - Brandi Lee Rice
1638823 - Melanie Lynne Riley
682376 - Sarena La Nae Rodeheaver
773923 - Denise D Rowan
1579940 - Katy Savage
1579947 - Amanda Shaffer
682375 - Allen Howard Shapiro
1174094- Shelia Shapiro
1003058 - Paula R Sheffield
699756 - Jaime Lynn Shelton
1453015 - Ginnie Sines
770554 - Linda H Sines
1529285 - Stephanie Christina Sisler
1153500 - Heather Spiker
1008868 - Cody A. Sustakoski
1579683 - Gregory E. Tanner
1629286 - Lisa Renee Thomas
1030250 - Sarah M Warchola
1342347 - Melissa K Weaver
1581000 - Anthony Darnell Williams
1483837 - Robin Williams
527488 - Kenneth Patrick Witte

 

 

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