Locations

First United Bank & Trust community offices and ATMs are conveniently located throughout Maryland and West Virginia to serve your financial needs. You can also make withdraws at any MoneyPass ATM and conduct transactions through Online Banking or Mobile Banking.

Baughmans Lane

102 Baughmans Lane, 
Frederick, MD 21702

Bel Air

14300 Barton Blvd SW, 
Cumberland, MD 21502

Cannery

150 South East Street, Suite 101, 
Frederick, MD 21701

Center City

115 W Harrison St, 
Cumberland, MD 21502

Deep Creek Lake

38 Vacation Way, 
McHenry, MD 21541

Emerald Pointe

19405 Emerald Square, Suite 1000, 
Hagerstown, MD 21742

Friendsville

832 First Ave, 
Friendsville, MD 21531

Grantsville

157 Main St, 
Grantsville, MD 21536

Hagerstown

130 S Edgewood Dr, 
Hagerstown, MD 21740

My Bank Express

12894 Garrett Highway, 
Oakland, MD 21550

Myersville

209 Main St, 
Myersville, MD 21773

Oakland

19 S Second St, 
Oakland, MD 21550

Riverside

1990 Monocacy Blvd, 
Frederick, MD 21701

Smithsburg

100 S Main St, 
Smithsburg, MD 21783

Wesel Blvd

1646 Wesel Boulevard, 
Hagerstown, MD 21740

White Oaks

1501 Oldtown Rd, 
Cumberland, MD 21502

Bridgeport

320 Southview Drive, Suite 104, 
Bridgeport, WV 26330

Edwin Miller Blvd

1286 Edwin Miller Blvd, 
Martinsburg, WV 25404

Falling Waters

8919 Williamsport Pike, 
Falling Waters, WV 25419

Keyser

29 West Southern Drive, 
Keyser, WV 26726

Sabraton

1951 Hunters Way, 
Morgantown, WV 26505

South Berkeley

7736 Winchester Ave, 
Inwood, WV 25428

Star City

7 Chaplin Rd, 
Morgantown, WV 26501

Suncrest Towne Centre

651 Suncrest Towne Centre, 
Morgantown, WV 26505

Tri-Towns

51 Ashfield St, 
Piedmont, WV 26750

Arrowhead Market ATM

ATM ONLY
19746 Garrett Highway, 
McHenry, MD 21541

Midway Shopping Plaza ATM

ATM ONLY
458 Weber Road, 
Oakland, MD 21550

Westernport ATM

ATM ONLY
Route 135 and Main St., 
Westernport, MD 21562

Maryland

Baughmans Lane

Hours and Services

102 Baughmans Lane
Frederick, MD 21702

301-662-2570

Get Directions

Bel Air

Hours and Services

14300 Barton Blvd SW
Cumberland, MD 21502

301-724-1095

Get Directions

Cannery

Hours and Services

150 South East Street, Suite 101
Frederick, MD 21701

301-662-2570

Get Directions

Center City

Hours and Services

115 W Harrison St, 
Cumberland, MD 21502

301-724-1095

Get Directions

Deep Creek Lake

Hours and Services

38 Vacation Way, 
McHenry, MD 21541

301-334-9471

Get Directions

Emerald Pointe

Hours and Services

19405 Emerald Square, Suite 1000,
Hagerstown, MD 21742

240-850-2012

Get Directions

Friendsville

Hours and Service

832 First Ave, 
Friendsville, MD 21531

301-334-9471

Get Directions

Grantsville

Hours and Services

157 Main St, 
Grantsville, MD 21536

301-334-9471

Get Directions

Hagerstown

Hours and Services

130 S Edgewood Dr,
Hagerstown, MD 21740

301-791-3999

Get Directions

My Bank Express – Garrett Highway

Hours and Services

12894 Garrett Highway, 
Oakland, MD 21550

888-692-2654

Get Directions

Myersville

Hours and Services

209 Main St,
Myersville, MD 21773

301-662-2570

Get Directions

Oakland

Hours and Services

19 S Second St, 
Oakland, MD 21550

301-334-9471

Get Directions

Riverside

Hours and Services

1990 Monocacy Blvd, 
Frederick, MD 21701

301-662-2570

Get Directions

Smithsburg

Hours and Services

100 S Main St, 
Smithsburg, MD 21783

301-824-3838

Get Directions

Wesel Boulevard

Hours and Services

1646 Wesel Boulevard, 
Hagerstown, MD 21740

301-790-2002

Get Directions

White Oaks

Hours and Services

1501 Oldtown Rd, 
Cumberland, MD 21502

301-724-1095

Get Directions

West Virginia

Bridgeport

Hours and Services

320 Southview Drive, Suite 104, 
Bridgeport, WV 26330

304-848-4350

Get Directions

Edwin Miller Boulevard

Hours and Services

1286 Edwin Miller Blvd, 
Martinsburg, WV 25404

304-267-7935

Get Directions

Falling Waters

Hours and Services

8919 Williamsport Pike, 
Falling Waters, WV 25419

304-267-7935

Get Directions

Keyser

Hours and Services

29 West Southern Drive, 
Keyser, WV 26726

304-788-5715

Get Directions

Sabraton

Hours and Services

1951 Hunters Way,
Morgantown, WV 26505

304-291-6690

Get Directions

South Berkeley

Hours and Services

7736 Winchester Ave, 
Inwood, WV 25428

304-267-7935

Get Directions

Star City

Hours and Services

7 Chaplin Rd, 
Morgantown, WV 26501

304-598-7410

Get Directions

Suncrest Centre

Hours and Services

651 Suncrest Towne Centre, 
Morgantown, WV 26505

304-598-2515

Get Directions

Tri-Towns

Hours and Services

51 Ashfield St, 
Piedmont, WV 26750

304-788-5715

Get Directions

ATM Locations

Arrowhead Market ATM

Hours and Services

19746 Garrett Highway, 
McHenry, MD 21541

Get Directions

The Short Stop ATM

Hours and Services

Midway Shopping Plaza ATM
458 Weber Road, 
Oakland, MD 21550

Get Directions

Westernport ATM

Hours and Services

Route 135 and Main St., 
Westernport, MD 21562

Get Directions

MoneyPass ATM Network

Through the MoneyPass Network, we give you access to tens of thousands of ATMs that are free to use. Click here to find one of the many nearby ATMs!

Sheetz ATM Network

Out on the road and need an ATM? Through the Sheetz Network, you can get cash with no charges almost anywhere you go. Click to find a nearby Sheetz!

Debit Card & ATM Card FAQ

Questions about your debit card or ATM card? Read our FAQ to find your answers!

Frequently Asked Questions

  • For a First United Visa Check Card, the ATM withdrawal limit is $500.
  • For a First United Visa Check Card, the point-of-sale (POS) transaction limit is $2,500.
  • For a First United ATM Card, the ATM withdrawal limit is $300. (ATM cards may not be used at a point-of-sale).
  • For a First United Health Savings Card, the point-of-sale (POS) transaction limit is $2,500.00. (Health Savings cards may not be used at an ATM).
  • All limits noted above are per card, per day. To request an exception to these limits, please contact the Customer Care Center or your local branch.

To activate a VISA debit card, you must first use it with your PIN at any ATM or may call 1-800-218-1014 (Select Option 6;  your PIN number is required).

Your First United Debit Card or ATM Card PIN is your Personal Identification Number. The number which you will use during transactions and at the ATM terminals to use your card.

Debit Card PINs are mailed separately from the card for security purposes. PIN mailings typically arrive 1-2 business days before your card. (With Instant issue cards, you will select your PIN in the office.)

If you have forgotten your PIN, the Customer Care Center or any community office can order a PIN reminder from VISA, which will arrive by mail. Your PIN can also be reset at any First United community office. To reset your PIN, you will need to have the Debit/ATM card and appropriate photo ID.). We do not keep PIN Numbers on file.

If you would like to update or change your PIN, you may do so by calling 1-800-218-1014 or by visiting any First United ATM. You will need to know and enter your current PIN to update your information.

If you still have any questions regarding your PIN, please contact our Customer Care Center at 1-888-692-2654.

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