Lending is what neighbors do best. When you’re in a pinch and you need some help, my bank delivers. We give you the ability to make your dreams come true with responsible, flexible lending from a local expert.

Personal Loans

First United provides responsible loans, neighbor-to-neighbor, so you can get where you want to go.

Mortgage Loans

Buying a home is always an adventure. We make sure it’s a smooth process from start to finish.

Home Equity Loans and Lines

The value you’ve built in your home can fuel your next trip, project, or even a semester or two.

Auto, Boat & RV Loans

We can get you behind the wheel quickly with fast approval and local decision making. Before you sign at the dealership, see what First United can do for you.

In Case of Errors or Questions About Your Loan:


If you have a question or a concern about your loan, or think we have made an error, we want to know. Please send a written request (separately from your payment) for any Qualified Written Request, Notice of Error, or Requests for Information to the following address. You may telephone us, but doing so will not preserve your rights under Federal Law. Please note you must use this address to submit your written request.


First United Bank & Trust
ATTN: Loan Servicing/Written Request
12892 Garrett Hwy, Suite 4
Oakland, MD 21550

We’re passionate about building customized solutions.



Some customers have reported receiving text message alerts, stating that their debit card has been "blocked" and that they need to reply to the text message with their full debit card number. This is a phishing attempt and you should never enter your card information or any other private personal information into a text message or email.

Please know that First United will never ask you for confidential or private information through text, email or social media channels. If you are ever unsure about a communication from the Bank, please contact our Customer Care Center directly at 1-888-692-2654.