Checking Account Comparison

CHECKING

At First United, we believe that a checking account should be a reliable tool in your financial arsenal. And depending on how much you want your checkbook to work for you, we have a range of accounts that can really help your financial life.

  My Freedom Checking My Prime Choice Checking Package My Classic Choice Checking Package (ages 62+) President’s Club Enhanced One
 
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Interest Bearing Account NO Yes Yes Yes
Monthly Maintenance Fee $0 ($2.99 if you receive paper statements, but this is waived if you receive eStatements) $12.99 ($0.00 if below requirements are met) $10.00 ($0.00 if below requirements are met) $10.00 ($0.00 if below requirements are met)
Minimum Balance Requirements $0 $5,000 balance in deposits or investments, plus a checking account OR $50,000 in combined consumer loans and deposit accounts $1,000 balance in deposits or investments OR $50,000 in combined consumer loans and deposit accounts $50,000 in deposits or investments, plus a checking account OR Trust and Investment relationship of $150,000 and a checking account
Minimum to Open $50 $50 $50 $50
Paper Statements $2.99 per month or $3.99 per month with Check Images Free Free Free
Free eStatements Yes Yes Yes Yes
Unlimited Check Writing Yes Yes Yes Yes
VISA® Check Card Yes Yes Yes Yes
Free Internet Banking Yes Yes Yes Yes
Free Telephone Banking Yes Yes Yes Yes
Free First United ATM Use Yes Yes Yes Yes
Non-First United ATM Charges from First United $2.99 Free Free Free
Charge for Point of Sale Purchases Free Free Free Free
    Also Included:
-Discounts on Loans
-Bonus Rates on Savings
-Skip-A-Payment Program
-No Annual Fee for Personal Credit Lines
-Special Product Offerings
-Relationship Manager
-Discount brokerage services offered through First United Trust & Investments*
-Free consultation and Financial Analysis with First United Trust & Investments*
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*Products offered by First United Trust & Investments are not a deposit, not FDIC insured, not insured by any federal government agency, not guaranteed by First United Bank & Trust, and may go down in value.

Personal Internet Banking

Our online banking tools give you access to your accounts anytime, anywhere you happen to be. We’re dedicated to giving you a powerful (and powerfully secure) experience online, every time.

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Mobile Banking Apps

My Bank is at your fingertips. Our mobile app lets you securely transfer money, check balances and more–all on the go.

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Overdraft Services

With two ways to cover overdrafts, you’re covered when you cut it close.

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Security Notice – Browser Updates May Be Required To Use Online Banking Solutions

As an ongoing security and protection for your finances, First United deploys and keeps up-to-date many layers of security and encryption protocols to protect your confidential information. Many modern internet browsers support these advanced encryption techniques, however, some older browsers do not. Please note that, beginning May 21st, customers using the unsupported Microsoft Windows XP® and Windows Vista® with Internet Explorer (IE) 6 or 8, will be unable to use our digital solutions and must upgrade to a newer supported version of Internet Explorer, Google Chrome™, or Mozilla Firefox® instead.

Additionally, some end customers using Internet Explorer 10 (IE10) or lower may receive a message from their browser about updating their browser security settings to TLS 1.1 or 1.2. These end customers should enable these protocols on the Advanced tab in IE via Tools > Internet Options to continue accessing digital finance solutions or upgrade to a newer supported version of Internet Explorer.

If you have questions, please contact our Customer Care Center at 1-888-692-2654.

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