Checking Account Comparison

CHECKING

At First United, we believe that a checking account should be a reliable tool in your financial arsenal. And depending on how much you want your checkbook to work for you, we have a range of accounts that can really help your financial life.

  My Freedom Checking My Prime Choice Checking Package My Classic Choice Checking Package (ages 62+) President’s Club Enhanced One
 
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Interest Bearing Account NO Yes Yes Yes
Monthly Maintenance Fee $0 ($2.99 if you receive paper statements, but this is waived if you receive eStatements) $12.99 ($0.00 if below requirements are met) $10.00 ($0.00 if below requirements are met) $10.00 ($0.00 if below requirements are met)
Minimum Balance Requirements $0 $5,000 balance in deposits or investments, plus a checking account OR $50,000 in combined consumer loans and deposit accounts $1,000 balance in deposits or investments OR $50,000 in combined consumer loans and deposit accounts $50,000 in deposits or investments, plus a checking account OR Trust and Investment relationship of $150,000 and a checking account
Minimum to Open $50 $50 $50 $50
Paper Statements $2.99 per month or $3.99 per month with Check Images Free Free Free
Free eStatements Yes Yes Yes Yes
Unlimited Check Writing Yes Yes Yes Yes
VISA® Check Card Yes Yes Yes Yes
Free Internet Banking Yes Yes Yes Yes
Free Telephone Banking Yes Yes Yes Yes
Free First United ATM Use Yes Yes Yes Yes
Non-First United ATM Charges from First United $2.99 Free Free Free
Charge for Point of Sale Purchases Free Free Free Free
    Also Included:
-Discounts on Loans
-Bonus Rates on Savings
-Skip-A-Payment Program
-No Annual Fee for Personal Credit Lines
-Special Product Offerings
-Relationship Manager
-Discount brokerage services offered through First United Trust & Investments*
-Free consultation and Financial Analysis with First United Trust & Investments*
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*Products offered by First United Trust & Investments are not a deposit, not FDIC insured, not insured by any federal government agency, not guaranteed by First United Bank & Trust, and may go down in value.

Personal Internet Banking

Our online banking tools give you access to your accounts anytime, anywhere you happen to be. We’re dedicated to giving you a powerful (and powerfully secure) experience online, every time.

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Mobile Banking Apps

My Bank is at your fingertips. Our mobile app lets you securely transfer money, check balances and more–all on the go.

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Overdraft Services

With two ways to cover overdrafts, you’re covered when you cut it close.

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Need checks? Call us today at 1-888-692-2654 or Place a new order here

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NOTICE

Some customers have reported receiving text message alerts, stating that their debit card has been "blocked" and that they need to reply to the text message with their full debit card number. This is a phishing attempt and you should never enter your card information or any other private personal information into a text message or email.

Please know that First United will never ask you for confidential or private information through text, email or social media channels. If you are ever unsure about a communication from the Bank, please contact our Customer Care Center directly at 1-888-692-2654.

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