First United Bank & Trust
  • Washington Co., MD, Frederick Co., MD & Berkeley Co., WV area branches will be closed today.
  • Garrett & Allegany Co., MD along with Mineral, Monongalia & Harrison Co., WV area branches will close at 2 p.m. today.
Savings Account Comparison

Savings and MMA

What are you saving for? Whether you’re putting aside money for a vacation, a down payment on a home, a rainy day or anything else, First United’s savings accounts make it easy. My bank knows that your goals matter. So we’re here to help you meet them.

  My Statement Savings My Prime Saver My Choice Money Market Account (MMA) Personal/Christmas Savings
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Cycle Service Charge $5.49 ($0.00 if below requirements are met) $0 $14.99 ($0.00 if below requirements are met) $0
Minimum Balance Requirements $200 $100 $2,500 $0
Minimum to open $50 $100 $50 $0
Minimum Balance to Earn Interest $10 $100 N/A N/A
Interest Bearing Account Yes Yes Yes Yes
Withdrawal Limits* 6 per statement cycle 6 per statement cycle 6 per statement cycle 1 disbursement per year. $29.99 early withdrawal fee. Loss of interest and $29.99 fee for closing account before disbursement.
Free Internet Banking Yes Yes Yes Yes
Free Telephone Banking Yes Yes Yes Yes
Free eStatements Yes Yes Yes Yes
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*Transfers and withdrawals including account to another account or to third parties by preauthorized, automatic, telephone, computer transfers, check, draft, or similar order to third parties.

Mortgage Loans

We can help you get a home loan with terms that work. Come by and meet our lending team soon.

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Personal Internet Banking

Link your accounts with our secure online banking tool to stay in constant contact with your financial life.

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Mobile Banking Apps

My Bank is at your fingertips. Our mobile app lets you securely transfer money, check balances and more–all on the go.



Weather Related Closures

February 20, 2019 - Due to the extremely cold weather conditions, some of our Community Offices have modified hours:

Please watch for more updates, as poor weather conditions contiune to effect the areas we serve.  Explore our Digital Banking tools to help manage some of your immediate needs.