Personal/Christmas Savings

Are you saving for a specific goal? My bank can help you get there faster!

Our Christmas Savings account makes holiday shopping a lot less stressful. Throughout the year, you make contributions from a First United checking account and your balance accrues interest. In October, the accumulated balance is transferred back into your checking account.

A Personal Savings account works similarly, but you get to pick the date that your balance is transferred back to checking.

  • Make contributions and earn interest on your balance
  • We hold your money securely until the account matures
  • No service fees, but a fee and loss of interest will apply if you withdraw before maturity
  • Requires a First United deposit account
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Some customers have reported receiving text message alerts, stating that their debit card has been "blocked" and that they need to reply to the text message with their full debit card number. This is a phishing attempt and you should never enter your card information or any other private personal information into a text message or email.

Please know that First United will never ask you for confidential or private information through text, email or social media channels. If you are ever unsure about a communication from the Bank, please contact our Customer Care Center directly at 1-888-692-2654.