ResubmitIt® Check Recovery

Accepting checks from your customers is necessary, but it can be risky. Around 1-3% of checks “bounce.” And when using traditional collection methods, businesses only recover about 40% of funds from checks that have been returned due to non-sufficient funds (NSF). Instead of returning NSF checks to you for collection, My Bank automatically sends them to the Re$ubmitIt® check processing center, where eligible checks are re-presented electronically and discreetly to the check writer’s bank account. Historically, Re$ubmitIt® collects 70–75% of these checks. Once the funds are collected, you get the full face value of the check, which is automatically deposited into your bank account weekly.

  • This service is provided free of charge
  • Get 100% of the face value of all checks collected
  • No set-up fees
  • No equipment to buy or lease
  • Significantly reduces collection costs
  • 24/7 access to an online tracking system


Learn more and view the terms of service. Download the ResubmitIt Welcome Guide.

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“ The support I get from My Bank helps me support our community...instead of running to the bank we're running our 'Shirts on the Spot' to raise money for Clay Battell High School and the Morgantown Hockey Association; our custom Christmas bulbs made a great fundraiser for University High School. My Bank is perfect for my small business.” - Lyn Halapy, All In Stitches



Some customers have reported receiving text message alerts, stating that their debit card has been "blocked" and that they need to reply to the text message with their full debit card number. This is a phishing attempt and you should never enter your card information or any other private personal information into a text message or email.

Please know that First United will never ask you for confidential or private information through text, email or social media channels. If you are ever unsure about a communication from the Bank, please contact our Customer Care Center directly at 1-888-692-2654.