Do the benefits of Bazing take effect immediately upon enrolling in a YouFirst Account, or is there a waiting period? E.g. Roadside Assistance, Cell Phone Protection, Extended Warranty, etc., can you just enroll and immediately start using those benefits?

All of the benefits take effect immediately with the exception of the Cell Phone Protection coverage. This benefit begins and renews the first day of the month following a cell phone bill payment from the YouFirst checking account. If a payment is not made in a given month the coverage will be suspended the first day of the following month. Please refer to the Guide to Benefits Cell Phone Protection insurance document on the BaZing website for additional information.