Simply use your My Bank Rewards participating card (“Rewards card”) for your purchases. You will earn Points based on your qualifying net purchases (purchases minus returns and/or other related credits). You will earn Points as long as your account is in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended or otherwise inactive and not available for use as a source of funding). You do not earn Points for cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind on your card account. Credits to your Rewards balance (such as for returns of purchases) will reduce the Points available in your Rewards balance.

Each time you swipe your First United business or personal debit card, you will earn Points as follows:

  • Earn 1 point for every $20 in First United debit card purchases
  • Earn an additional 4 points (a total of 5 points) for every $20 in First United debit card purchases for YouFirst and YouFirst Plus Members!

Additional Points may be earned through special incentives, bonuses and periodic promotions.